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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,357 | $49,249-81.0% | $70,476-86.7% | $79,852-88.3% |
| Participation rate | 78.9% | 69.2%+9.8pp | 75.1%+3.9pp | 69.6%+9.3pp |
| Annual return | 2.63% | 30.09%-27.5pp | 109.12%-106.5pp | 31.72%-29.1pp |
| Employer contribution / active EE | $2,185 | $2,100+4.0% | $2,738-20.2% | $2,471-11.6% |
| Participant deferral / active EE | $1,590 | $2,769-42.6% | $3,710-57.2% | $3,740-57.5% |
| Admin fee / account holder | $820 | $2,878-71.5% | $3,847-78.7% | $5,306-84.6% |