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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,274 | $172,111-72.0% | $150,298-67.9% | $137,256-64.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 5.28% | 69.37%-64.1pp | 62.79%-57.5pp | 220.34%-215.1pp |
| Employer contribution / active EE | $2,633 | $4,636-43.2% | $4,154-36.6% | $4,156-36.6% |
| Participant deferral / active EE | $4,535 | $6,166-26.5% | $5,453-16.8% | $6,407-29.2% |
| Admin fee / account holder | $92,879 | $16,471+463.9% | $14,116+558.0% | $12,270+656.9% |