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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,693 | $97,125-53.0% | $86,233-47.0% | $137,256-66.7% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 23.31% | 74.19%-50.9pp | 61.39%-38.1pp | 220.34%-197.0pp |
| Employer contribution / active EE | $2,573 | $2,841-9.4% | $2,504+2.8% | $4,156-38.1% |
| Participant deferral / active EE | $6,061 | $5,180+17.0% | $4,559+32.9% | $6,407-5.4% |
| Admin fee / account holder | $754 | $9,725-92.2% | $8,342-91.0% | $12,270-93.9% |