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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,355 | $157,276-47.0% | $141,177-41.0% | $152,885-45.5% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 22.73% | 64.33%-41.6pp | 71.40%-48.7pp | 345.39%-322.7pp |
| Employer contribution / active EE | $3,093 | $5,262-41.2% | $4,736-34.7% | $4,763-35.1% |
| Participant deferral / active EE | $7,576 | $7,110+6.5% | $6,710+12.9% | $5,851+29.5% |
| Admin fee / account holder | $359 | $12,123-97.0% | $10,263-96.5% | $11,598-96.9% |