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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,685 | $150,447-65.6% | $136,298-62.1% | $147,586-65.0% |
| Participation rate | 76.9% | 84.4%-7.5pp | 81.9%-5.0pp | 82.8%-5.9pp |
| Annual return | 12.09% | 1049.15%-1037.1pp | 5156.27%-5144.2pp | 578.59%-566.5pp |
| Employer contribution / active EE | $1,751 | $5,256-66.7% | $4,696-62.7% | $4,876-64.1% |
| Participant deferral / active EE | $5,455 | $6,631-17.7% | $6,247-12.7% | $5,439+0.3% |
| Admin fee / account holder | $45,450 | $10,906+316.7% | $9,244+391.7% | $10,886+317.5% |