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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,843 | $176,077-73.4% | $159,455-70.6% | $167,518-72.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.69% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $7,361 | $5,298+38.9% | $4,830+52.4% | $4,838+52.1% |
| Participant deferral / active EE | $6,677 | $7,751-13.9% | $7,353-9.2% | $6,342+5.3% |
| Admin fee / account holder | $510 | $12,556-95.9% | $10,800-95.3% | $12,312-95.9% |