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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,916 | $157,296-79.7% | $141,191-77.4% | $152,897-79.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.86% | 64.34%-41.5pp | 71.41%-48.5pp | 345.43%-322.6pp |
| Employer contribution / active EE | $2,572 | $5,262-51.1% | $4,736-45.7% | $4,764-46.0% |
| Participant deferral / active EE | $12,636 | $7,111+77.7% | $6,710+88.3% | $5,851+116.0% |
| Admin fee / account holder | $8,924 | $12,125-26.4% | $10,264-13.1% | $11,599-23.1% |