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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,844 | $77,908-61.7% | $149,696-80.1% | $75,173-60.3% |
| Participation rate | 65.9% | 65.6%+0.3pp | 78.8%-12.9pp | 67.2%-1.3pp |
| Annual return | 22.94% | 31.73%-8.8pp | 134.46%-111.5pp | 160.72%-137.8pp |
| Employer contribution / active EE | $1,941 | $3,138-38.1% | $4,821-59.7% | $2,671-27.3% |
| Participant deferral / active EE | $3,639 | $3,411+6.7% | $5,682-36.0% | $4,126-11.8% |
| Admin fee / account holder | $1,744 | $5,950-70.7% | $13,212-86.8% | $5,651-69.1% |