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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,201 | $73,848-69.9% | $143,799-84.6% | $68,486-67.6% |
| Participation rate | 76.5% | 66.7%+9.8pp | 80.3%-3.8pp | 67.9%+8.6pp |
| Annual return | -5.62% | 0.91%-6.5pp | -0.04%-5.6pp | -7.85%+2.2pp |
| Employer contribution / active EE | $2,047 | $3,184-35.7% | $4,952-58.7% | $2,597-21.1% |
| Participant deferral / active EE | $5,094 | $3,385+50.5% | $5,638-9.6% | $4,028+26.5% |
| Admin fee / account holder | $953 | $5,755-83.4% | $14,677-93.5% | $5,404-82.4% |