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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,090 | $162,785-56.3% | $133,959-46.9% | $158,950-55.3% |
| Participation rate | 93.3% | 83.2%+10.1pp | 79.8%+13.5pp | 82.0%+11.4pp |
| Annual return | 20.99% | 41.94%-21.0pp | 45.09%-24.1pp | 302.91%-281.9pp |
| Employer contribution / active EE | $8,566 | $4,975+72.2% | $3,919+118.6% | $4,762+79.9% |
| Participant deferral / active EE | $6,636 | $5,910+12.3% | $5,047+31.5% | $5,983+10.9% |
| Admin fee / account holder | $814 | $11,738-93.1% | $8,928-90.9% | $11,248-92.8% |