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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,459 | $135,639-70.2% | $110,241-63.3% | $135,382-70.1% |
| Participation rate | 91.7% | 83.5%+8.2pp | 79.8%+11.8pp | 82.6%+9.0pp |
| Annual return | -10.96% | 513.21%-524.2pp | 314.75%-325.7pp | 519.77%-530.7pp |
| Employer contribution / active EE | $9,670 | $4,907+97.1% | $3,827+152.7% | $4,779+102.4% |
| Participant deferral / active EE | $6,364 | $5,507+15.6% | $4,672+36.2% | $5,609+13.5% |
| Admin fee / account holder | $1,013 | $11,457-91.2% | $8,548-88.2% | $10,829-90.6% |