Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,460 | $95,453-11.5% | $112,040-24.6% | $82,448+2.4% |
| Participation rate | 44.7% | 72.8%-28.0pp | 76.5%-31.8pp | 68.1%-23.3pp |
| Annual return | 14.77% | 23.92%-9.2pp | 24.52%-9.8pp | 41.64%-26.9pp |
| Employer contribution / active EE | $2,023 | $2,318-12.7% | $2,954-31.5% | $2,551-20.7% |
| Participant deferral / active EE | $4,334 | $4,224+2.6% | $5,098-15.0% | $4,139+4.7% |
| Admin fee / account holder | $1,981 | $9,013-78.0% | $12,098-83.6% | $7,234-72.6% |