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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,422 | $93,124-69.5% | $77,100-63.1% | $134,545-78.9% |
| Participation rate | 42.1% | 74.5%-32.4pp | 67.9%-25.8pp | 81.2%-39.1pp |
| Annual return | -9.79% | 62.68%-72.5pp | 42.35%-52.1pp | 418.37%-428.2pp |
| Employer contribution / active EE | $1,848 | $3,421-46.0% | $2,815-34.4% | $4,742-61.0% |
| Participant deferral / active EE | $3,453 | $5,242-34.1% | $4,430-22.0% | $6,401-46.1% |
| Admin fee / account holder | $62,567 | $6,970+797.7% | $5,443+1049.4% | $11,431+447.4% |