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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,586 | $93,589-72.7% | $135,942-81.2% | $75,181-66.0% |
| Participation rate | 63.5% | 75.2%-11.7pp | 81.9%-18.5pp | 67.2%-3.7pp |
| Annual return | 21.73% | 30.90%-9.2pp | 68.28%-46.6pp | 160.69%-139.0pp |
| Employer contribution / active EE | $1,668 | $3,537-52.8% | $4,858-65.7% | $2,671-37.5% |
| Participant deferral / active EE | $4,075 | $6,405-36.4% | $7,759-47.5% | $4,126-1.2% |
| Admin fee / account holder | $338 | $6,977-95.2% | $10,764-96.9% | $5,650-94.0% |