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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,602 | $82,674-81.1% | $125,381-87.6% | $68,486-77.2% |
| Participation rate | 71.7% | 75.1%-3.3pp | 82.4%-10.6pp | 67.9%+3.8pp |
| Annual return | -21.91% | -5.97%-15.9pp | 572.31%-594.2pp | -7.85%-14.1pp |
| Employer contribution / active EE | $1,712 | $3,382-49.4% | $4,815-64.4% | $2,597-34.1% |
| Participant deferral / active EE | $4,425 | $6,111-27.6% | $7,448-40.6% | $4,028+9.9% |
| Admin fee / account holder | $370 | $6,277-94.1% | $10,007-96.3% | $5,404-93.2% |