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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,825 | $183,592+20.3% | $155,574+41.9% | $145,877+51.4% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 176.03% | 61.37%+114.7pp | 64.87%+111.2pp | 551.28%-375.3pp |
| Employer contribution / active EE | $5,061 | $5,317-4.8% | $4,676+8.2% | $4,663+8.5% |
| Participant deferral / active EE | $10,754 | $6,466+66.3% | $5,629+91.0% | $6,691+60.7% |
| Admin fee / account holder | $0 | $19,316-100.0% | $15,914-100.0% | $13,402-100.0% |