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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,952 | $105,867-53.8% | $90,760-46.1% | $134,532-63.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -30.14% | -10.99%-19.1pp | -12.16%-18.0pp | 418.27%-448.4pp |
| Employer contribution / active EE | $5,485 | $3,464+58.4% | $2,922+87.7% | $4,741+15.7% |
| Participant deferral / active EE | $12,533 | $5,217+140.2% | $4,565+174.6% | $6,401+95.8% |
| Admin fee / account holder | $6,064 | $13,936-56.5% | $8,444-28.2% | $11,429-46.9% |