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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,648 | $118,708-48.9% | $98,920-38.7% | $158,966-61.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 32.16% | 372.49%-340.3pp | 196.47%-164.3pp | 302.95%-270.8pp |
| Employer contribution / active EE | $5,091 | $3,334+52.7% | $2,689+89.3% | $4,762+6.9% |
| Participant deferral / active EE | $11,030 | $5,089+116.7% | $4,245+159.8% | $5,983+84.3% |
| Admin fee / account holder | $10,552 | $10,134+4.1% | $6,643+58.8% | $11,250-6.2% |