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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,177 | $48,570-56.4% | $130,660-83.8% | $72,975-71.0% |
| Participation rate | 90.2% | 58.6%+31.6pp | 71.7%+18.4pp | 69.5%+20.7pp |
| Annual return | 26.45% | 38.63%-12.2pp | 1709.29%-1682.8pp | 81.01%-54.6pp |
| Employer contribution / active EE | $359 | $1,334-73.1% | $4,092-91.2% | $2,440-85.3% |
| Participant deferral / active EE | $1,029 | $2,384-56.8% | $3,603-71.4% | $3,608-71.5% |
| Admin fee / account holder | $4,179 | $3,549+17.8% | $5,463-23.5% | $5,124-18.4% |