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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,164 | $43,730+44.4% | $121,220-47.9% | $64,173-1.6% |
| Participation rate | 30.4% | 58.3%-27.9pp | 71.8%-41.3pp | 69.6%-39.1pp |
| Annual return | 10667.06% | 68.94%+10598.1pp | 16.94%+10650.1pp | 7.63%+10659.4pp |
| Employer contribution / active EE | $412 | $1,297-68.2% | $4,023-89.7% | $2,381-82.7% |
| Participant deferral / active EE | $1,034 | $2,281-54.7% | $3,345-69.1% | $3,470-70.2% |
| Admin fee / account holder | $9 | $3,502-99.7% | $5,021-99.8% | $4,887-99.8% |