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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,647 | $102,635-68.2% | $86,209-62.1% | $139,456-76.6% |
| Participation rate | 57.1% | 74.5%-17.4pp | 69.0%-11.8pp | 80.3%-23.2pp |
| Annual return | 20.61% | 1923.53%-1902.9pp | 1169.05%-1148.4pp | 373.45%-352.8pp |
| Employer contribution / active EE | $912 | $3,034-69.9% | $2,381-61.7% | $4,753-80.8% |
| Participant deferral / active EE | $2,077 | $4,677-55.6% | $3,986-47.9% | $6,711-69.1% |
| Admin fee / account holder | $468 | $8,661-94.6% | $6,853-93.2% | $11,407-95.9% |