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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,126 | $106,905-92.4% | $84,020-90.3% | $152,885-94.7% |
| Participation rate | 46.2% | 75.2%-29.1pp | 69.0%-22.9pp | 82.5%-36.3pp |
| Annual return | 39.78% | 105.00%-65.2pp | 71.31%-31.5pp | 345.39%-305.6pp |
| Employer contribution / active EE | $639 | $2,735-76.6% | $1,984-67.8% | $4,763-86.6% |
| Participant deferral / active EE | $1,305 | $4,012-67.5% | $3,239-59.7% | $5,851-77.7% |
| Admin fee / account holder | $93 | $8,287-98.9% | $6,101-98.5% | $11,598-99.2% |