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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,274 | $109,863-87.9% | $98,477-86.5% | $167,518-92.1% |
| Participation rate | 60.0% | 75.8%-15.8pp | 73.3%-13.3pp | 82.1%-22.1pp |
| Annual return | 15.32% | 1958.09%-1942.8pp | 1493.59%-1478.3pp | 478.71%-463.4pp |
| Employer contribution / active EE | $707 | $3,225-78.1% | $2,961-76.1% | $4,838-85.4% |
| Participant deferral / active EE | $1,955 | $4,673-58.2% | $4,276-54.3% | $6,342-69.2% |
| Admin fee / account holder | $58 | $6,755-99.1% | $5,951-99.0% | $12,312-99.5% |