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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,310 | $92,743-86.7% | $82,744-85.1% | $134,532-90.8% |
| Participation rate | 69.2% | 75.2%-6.0pp | 72.6%-3.3pp | 81.2%-12.0pp |
| Annual return | -19.87% | 946.63%-966.5pp | 702.22%-722.1pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,192 | $3,273-63.6% | $3,008-60.4% | $4,741-74.9% |
| Participant deferral / active EE | $3,065 | $4,802-36.2% | $4,395-30.3% | $6,401-52.1% |
| Admin fee / account holder | $57 | $5,977-99.0% | $5,325-98.9% | $11,429-99.5% |