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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,221 | $99,647-59.6% | $86,439-53.5% | $134,509-70.1% |
| Participation rate | 60.0% | 82.1%-22.1pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -10.21% | 6784.13%-6794.3pp | 4395.55%-4405.8pp | 418.13%-428.3pp |
| Employer contribution / active EE | $627 | $4,401-85.7% | $3,769-83.4% | $4,741-86.8% |
| Participant deferral / active EE | $3,905 | $7,246-46.1% | $6,952-43.8% | $6,400-39.0% |
| Admin fee / account holder | $1,977 | $8,373-76.4% | $6,732-70.6% | $11,427-82.7% |