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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,561 | $115,911-32.2% | $100,530-21.9% | $158,950-50.6% |
| Participation rate | 22.2% | 81.6%-59.4pp | 79.4%-57.2pp | 82.0%-59.7pp |
| Annual return | 18.61% | 34.80%-16.2pp | 30.89%-12.3pp | 302.91%-284.3pp |
| Employer contribution / active EE | $679 | $4,104-83.4% | $3,418-80.1% | $4,762-85.7% |
| Participant deferral / active EE | $2,718 | $6,676-59.3% | $6,271-56.7% | $5,983-54.6% |
| Admin fee / account holder | $1,601 | $10,999-85.4% | $8,083-80.2% | $11,248-85.8% |