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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,263 | $124,187-62.7% | $108,410-57.3% | $167,518-72.4% |
| Participation rate | 44.4% | 82.3%-37.8pp | 80.1%-35.7pp | 82.1%-37.7pp |
| Annual return | 17.73% | 1379.80%-1362.1pp | 905.34%-887.6pp | 478.71%-461.0pp |
| Employer contribution / active EE | $753 | $4,187-82.0% | $3,558-78.8% | $4,838-84.4% |
| Participant deferral / active EE | $3,461 | $6,908-49.9% | $6,562-47.3% | $6,342-45.4% |
| Admin fee / account holder | $16,823 | $9,456+77.9% | $7,296+130.6% | $12,312+36.6% |