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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,734 | $172,111-31.6% | $150,298-21.7% | $137,256-14.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.48% | 69.37%-54.9pp | 62.79%-48.3pp | 220.34%-205.9pp |
| Employer contribution / active EE | $9,756 | $4,636+110.4% | $4,154+134.9% | $4,156+134.7% |
| Participant deferral / active EE | $6,113 | $6,166-0.8% | $5,453+12.1% | $6,407-4.6% |
| Admin fee / account holder | $4,994 | $16,471-69.7% | $14,116-64.6% | $12,270-59.3% |