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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,255 | $97,732+2.6% | $83,831+19.6% | $135,380-25.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.55% | 1287.56%-1296.1pp | 850.99%-859.5pp | 519.81%-528.4pp |
| Employer contribution / active EE | $2,445 | $4,222-42.1% | $3,631-32.7% | $4,779-48.8% |
| Participant deferral / active EE | $10,938 | $4,683+133.6% | $4,082+167.9% | $5,609+95.0% |
| Admin fee / account holder | $464 | $6,675-93.1% | $5,479-91.5% | $10,828-95.7% |