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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,657 | $106,008+19.5% | $92,240+37.3% | $147,586-14.2% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 16.09% | 50.05%-34.0pp | 176.29%-160.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,183 | $4,333-49.6% | $3,680-40.7% | $4,876-55.2% |
| Participant deferral / active EE | $9,938 | $4,478+121.9% | $3,897+155.0% | $5,439+82.7% |
| Admin fee / account holder | $530 | $6,333-91.6% | $5,194-89.8% | $10,886-95.1% |