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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,179 | $99,345-4.2% | $84,753+12.3% | $273,972-65.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 563.80% | 22.93%+540.9pp | 22.78%+541.0pp | 41.46%+522.3pp |
| Employer contribution / active EE | $2,773 | $4,214-34.2% | $3,574-22.4% | $4,869-43.1% |
| Participant deferral / active EE | $12,750 | $4,270+198.6% | $3,712+243.5% | $5,287+141.1% |
| Admin fee / account holder | $358 | $6,645-94.6% | $5,333-93.3% | $10,133-96.5% |