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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,099 | $105,284-59.1% | $150,734-71.4% | $94,015-54.2% |
| Participation rate | 38.9% | 71.7%-32.8pp | 78.4%-39.6pp | 70.8%-31.9pp |
| Annual return | 20.40% | 15.67%+4.7pp | 600.81%-580.4pp | 17.84%+2.6pp |
| Employer contribution / active EE | $2,045 | $3,599-43.2% | $4,918-58.4% | $2,790-26.7% |
| Participant deferral / active EE | $3,893 | $4,274-8.9% | $5,610-30.6% | $4,249-8.4% |
| Admin fee / account holder | $3,159 | $9,839-67.9% | $14,905-78.8% | $8,951-64.7% |