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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,428 | $199,109-44.0% | $173,730-35.9% | $154,746-28.0% |
| Participation rate | 70.0% | 82.8%-12.8pp | 79.6%-9.6pp | 80.7%-10.7pp |
| Annual return | 17.62% | 20.02%-2.4pp | 19.96%-2.3pp | 172.34%-154.7pp |
| Employer contribution / active EE | $3,076 | $5,311-42.1% | $4,577-32.8% | $4,379-29.8% |
| Participant deferral / active EE | $10,282 | $7,113+44.6% | $6,326+62.5% | $6,730+52.8% |
| Admin fee / account holder | $3,058 | $20,916-85.4% | $17,523-82.6% | $14,365-78.7% |