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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,986 | $166,131-47.6% | $164,975-47.3% | $145,877-40.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 13.20% | 100.37%-87.2pp | 70.12%-56.9pp | 551.28%-538.1pp |
| Employer contribution / active EE | $2,767 | $5,276-47.6% | $4,343-36.3% | $4,663-40.7% |
| Participant deferral / active EE | $8,462 | $6,962+21.5% | $6,033+40.3% | $6,691+26.5% |
| Admin fee / account holder | $50,512 | $16,648+203.4% | $12,688+298.1% | $13,402+276.9% |