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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,417 | $144,130-90.7% | $117,861-88.6% | $147,586-90.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 80.61% | 531.20%-450.6pp | 335.11%-254.5pp | 578.59%-498.0pp |
| Employer contribution / active EE | $3,273 | $4,897-33.2% | $3,786-13.6% | $4,876-32.9% |
| Participant deferral / active EE | $7,234 | $5,316+36.1% | $4,482+61.4% | $5,439+33.0% |
| Admin fee / account holder | $757 | $10,887-93.1% | $8,021-90.6% | $10,886-93.1% |