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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,090 | $172,111-67.4% | $150,298-62.7% | $137,256-59.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.27% | 69.37%-49.1pp | 62.79%-42.5pp | 220.34%-200.1pp |
| Employer contribution / active EE | $7,087 | $4,636+52.9% | $4,154+70.6% | $4,156+70.5% |
| Participant deferral / active EE | $3,761 | $6,166-39.0% | $5,453-31.0% | $6,407-41.3% |
| Admin fee / account holder | $4,952 | $16,471-69.9% | $14,116-64.9% | $12,270-59.6% |