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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,747 | $183,516-71.3% | $155,534-66.1% | $145,884-63.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.54% | 61.43%-47.9pp | 64.92%-51.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $9,167 | $5,315+72.5% | $4,675+96.1% | $4,662+96.6% |
| Participant deferral / active EE | $5,661 | $6,467-12.5% | $5,630+0.5% | $6,690-15.4% |
| Admin fee / account holder | $2,605 | $19,293-86.5% | $15,900-83.6% | $13,392-80.5% |