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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,538 | $118,869-63.4% | $96,575-54.9% | $167,518-74.0% |
| Participation rate | 63.2% | 75.5%-12.3pp | 69.8%-6.7pp | 82.1%-19.0pp |
| Annual return | 14.94% | 50.49%-35.6pp | 37.79%-22.9pp | 478.71%-463.8pp |
| Employer contribution / active EE | $2,785 | $3,120-10.7% | $2,357+18.2% | $4,838-42.4% |
| Participant deferral / active EE | $9,156 | $4,616+98.4% | $3,849+137.9% | $6,342+44.4% |
| Admin fee / account holder | $111 | $8,067-98.6% | $6,182-98.2% | $12,312-99.1% |