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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,057 | $138,114+7.2% | $125,391+18.1% | $134,545+10.0% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -8.41% | 750.88%-759.3pp | 572.41%-580.8pp | 418.37%-426.8pp |
| Employer contribution / active EE | $6,319 | $5,246+20.5% | $4,816+31.2% | $4,742+33.3% |
| Participant deferral / active EE | $15,519 | $7,801+98.9% | $7,448+108.4% | $6,401+142.4% |
| Admin fee / account holder | $109,377 | $11,570+845.3% | $10,009+992.8% | $11,431+856.9% |