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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,318 | $157,304+67.4% | $141,197+86.5% | $152,909+72.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 468.16% | 64.34%+403.8pp | 71.41%+396.8pp | 345.46%+122.7pp |
| Employer contribution / active EE | $2,283 | $5,263-56.6% | $4,736-51.8% | $4,764-52.1% |
| Participant deferral / active EE | $9,562 | $7,111+34.5% | $6,710+42.5% | $5,851+63.4% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,265-100.0% | $11,601-100.0% |