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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,374 | $165,399-42.3% | $149,745-36.3% | $158,982-40.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -2.21% | 348.34%-350.5pp | 276.72%-278.9pp | 302.99%-305.2pp |
| Employer contribution / active EE | $1,867 | $5,105-63.4% | $4,646-59.8% | $4,763-60.8% |
| Participant deferral / active EE | $12,667 | $7,183+76.3% | $6,843+85.1% | $5,983+111.7% |
| Admin fee / account holder | $173,045 | $10,811+1500.6% | $9,312+1758.4% | $11,252+1438.0% |