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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $50,596 |
LPL FINANCIAL6 years Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $20,000 |
FORVIS, LLP1 year Service code 10 · EIN 44-0160260 | Accounting | $11,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,139 | $82,674+47.7% | $125,381-2.6% | $68,486+78.3% |
| Participation rate | 77.6% | 75.1%+2.6pp | 82.4%-4.8pp | 67.9%+9.7pp |
| Annual return | -17.65% | -5.97%-11.7pp | 572.31%-590.0pp | -7.85%-9.8pp |
| Employer contribution / active EE | $2,058 | $3,382-39.2% | $4,815-57.3% | $2,597-20.8% |
| Participant deferral / active EE | $14,415 | $6,111+135.9% | $7,448+93.6% | $4,028+257.9% |
| Admin fee / account holder | $468 | $6,277-92.5% | $10,007-95.3% | $5,404-91.3% |