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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,985 |
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $20,000 |
BKD, LLP2 years Filed as: DIXON HUGHES GOODMAN Service code 10 · EIN 56-0747981 | Accounting | $12,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,125 | $98,776+35.8% | $149,745-10.4% | $79,856+68.0% |
| Participation rate | 68.4% | 75.8%-7.4pp | 82.5%-14.1pp | 69.6%-1.2pp |
| Annual return | 13.29% | 27.38%-14.1pp | 276.72%-263.4pp | 31.71%-18.4pp |
| Employer contribution / active EE | $1,128 | $3,217-64.9% | $4,646-75.7% | $2,471-54.3% |
| Participant deferral / active EE | $11,098 | $5,681+95.3% | $6,843+62.2% | $3,741+196.7% |
| Admin fee / account holder | $444 | $6,053-92.7% | $9,312-95.2% | $5,306-91.6% |