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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,742 | $159,934-31.4% | $147,005-25.3% | $145,959-24.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.27% | 98.24%-81.0pp | 418.76%-401.5pp | 561.95%-544.7pp |
| Employer contribution / active EE | $8,880 | $5,287+67.9% | $4,934+80.0% | $4,661+90.5% |
| Participant deferral / active EE | $9,833 | $8,427+16.7% | $8,070+21.9% | $6,689+47.0% |
| Admin fee / account holder | $984 | $15,053-93.5% | $13,006-92.4% | $13,398-92.7% |