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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,287 | $165,381-56.3% | $149,730-51.7% | $158,966-54.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.33% | 348.29%-339.0pp | 276.70%-267.4pp | 302.95%-293.6pp |
| Employer contribution / active EE | $6,810 | $5,104+33.4% | $4,645+46.6% | $4,762+43.0% |
| Participant deferral / active EE | $37,020 | $7,182+415.4% | $6,843+441.0% | $5,983+518.7% |
| Admin fee / account holder | $20,695 | $10,809+91.4% | $9,310+122.3% | $11,250+84.0% |