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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,806 | $138,078+105.5% | $125,363+126.4% | $134,509+111.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.51% | 750.49%-773.0pp | 572.15%-594.7pp | 418.13%-440.6pp |
| Employer contribution / active EE | $11,949 | $5,245+127.8% | $4,815+148.2% | $4,741+152.1% |
| Participant deferral / active EE | $16,905 | $7,800+116.7% | $7,447+127.0% | $6,400+164.1% |
| Admin fee / account holder | $2,356 | $11,566-79.6% | $10,005-76.5% | $11,427-79.4% |