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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,260 | $150,445+59.0% | $136,297+75.5% | $147,585+62.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.93% | 1049.14%-1026.2pp | 5156.16%-5133.2pp | 578.57%-555.6pp |
| Employer contribution / active EE | $15,339 | $5,256+191.8% | $4,696+226.7% | $4,876+214.6% |
| Participant deferral / active EE | $18,000 | $6,631+171.5% | $6,247+188.1% | $5,439+231.0% |
| Admin fee / account holder | $6,310 | $10,906-42.1% | $9,244-31.7% | $10,885-42.0% |