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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,099 | $82,674-51.5% | $125,381-68.0% | $68,486-41.4% |
| Participation rate | 82.1% | 75.1%+7.1pp | 82.4%-0.2pp | 67.9%+14.2pp |
| Annual return | -20.60% | -5.97%-14.6pp | 572.31%-592.9pp | -7.85%-12.7pp |
| Employer contribution / active EE | $7,671 | $3,382+126.8% | $4,815+59.3% | $2,597+195.4% |
| Participant deferral / active EE | $8,142 | $6,111+33.2% | $7,448+9.3% | $4,028+102.2% |
| Admin fee / account holder | $1,585 | $6,277-74.7% | $10,007-84.2% | $5,404-70.7% |