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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,213 | $98,760-55.2% | $149,715-70.5% | $79,858-44.6% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 24.31% | 27.43%-3.1pp | 276.66%-252.4pp | 31.72%-7.4pp |
| Employer contribution / active EE | $6,438 | $3,217+100.1% | $4,645+38.6% | $2,471+160.5% |
| Participant deferral / active EE | $6,994 | $5,681+23.1% | $6,842+2.2% | $3,740+87.0% |
| Admin fee / account holder | $1,607 | $6,053-73.5% | $9,310-82.7% | $5,306-69.7% |