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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,242 | $89,367-57.2% | $141,191-72.9% | $72,975-47.6% |
| Participation rate | 88.9% | 75.1%+13.8pp | 82.5%+6.4pp | 69.5%+19.4pp |
| Annual return | 32.88% | 111.87%-79.0pp | 71.41%-38.5pp | 81.01%-48.1pp |
| Employer contribution / active EE | $6,640 | $3,115+113.2% | $4,736+40.2% | $2,440+172.1% |
| Participant deferral / active EE | $7,106 | $5,419+31.1% | $6,710+5.9% | $3,608+97.0% |
| Admin fee / account holder | $372 | $5,957-93.7% | $10,264-96.4% | $5,124-92.7% |