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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,886 | $174,379-16.9% | $152,093-4.7% | $138,895+4.3% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 12.45% | 74.86%-62.4pp | 66.36%-53.9pp | 145.39%-132.9pp |
| Employer contribution / active EE | $2,745 | $4,652-41.0% | $4,175-34.2% | $4,194-34.5% |
| Participant deferral / active EE | $2,383 | $6,159-61.3% | $5,451-56.3% | $6,396-62.7% |
| Admin fee / account holder | $1,430 | $16,880-91.5% | $14,497-90.1% | $12,562-88.6% |